Poland Bank Lending Rate
2005 - 2026 | Monthly | % pa | CEIC Data
Key information about Poland Bank Lending Rate
- Poland Bank Lending Rate was reported at 5.610 % pa in Jan 2026.
- This records a decrease from the previous number of 5.840 % pa for Dec 2025.
- Poland Bank Lending Rate data is updated monthly, averaging 3.470 % pa from Jan 2005 to Jan 2026, with 253 observations.
- The data reached an all-time high of 9.240 % pa in May 2023 and a record low of 1.980 % pa in Jan 2021.
- Poland Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
- The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.
Narodowy Bank Polski provides monthly Bank Lending Rate. Bank Lending Rate is defined as lending rate for Non Financial Corporations of New and Renegotiated Business excluding overdraft.
View Poland's Bank Lending Rate from Jan 2005 to Jan 2026 in the chart:
What was Poland's Bank Lending Rate in Jan 2026?
Poland Bank Lending Rate was reported at 5.610 % pa in Jan 2026. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 5.610 Jan 2026 | 5.840 Dec 2025 | 1.980 Jan 2021 | 9.240 May 2023 | % pa | monthly | Jan 2005 - Jan 2026 |
Bank Lending Rate by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (% pa) | 5.900 Sep 2025 | monthly | Dec 1986 - Sep 2025 |
| Algeria (% pa) | 8.000 Jan 2026 | monthly | Jan 1995 - Jan 2026 |
| Armenia (% pa) | 13.413 Jan 2026 | monthly | Apr 1995 - Jan 2026 |
| Austria (% pa) | 3.670 Jan 2026 | monthly | Dec 1995 - Jan 2026 |
| Azerbaijan (% pa) | 15.624 Jan 2026 | monthly | Dec 2002 - Jan 2026 |
| Bahrain (% pa) | 5.010 Mar 2016 | monthly | Apr 1985 - Mar 2016 |
| Bangladesh (% pa) | 8.180 Jan 2026 | monthly | Jan 1976 - Jan 2026 |
| Belarus (% pa) | 11.270 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Belgium (% pa) | 3.520 Jan 2026 | monthly | Jan 2003 - Jan 2026 |
| Bolivia (% pa) | 10.871 Dec 2025 | monthly | Jan 2001 - Dec 2025 |
| Bosnia and Herzegovina (% pa) | 4.162 Dec 2025 | monthly | Jan 2012 - Dec 2025 |
| Botswana (% pa) | 7.190 Sep 2025 | monthly | Jan 2003 - Sep 2025 |
| Brunei (% pa) | 5.500 12 Mar 2026 | daily | 01 Dec 2003 - 12 Mar 2026 |
| Bulgaria (% pa) | 4.011 Jan 2026 | monthly | Jan 1992 - Jan 2026 |
| Canada (% pa) | 4.450 Feb 2026 | monthly | Jan 1935 - Feb 2026 |
| China (% pa) | 3.000 19 Mar 2026 | daily | 20 Aug 2019 - 19 Mar 2026 |
| Colombia (% pa) | 14.613 Jan 2026 | monthly | Jan 1986 - Jan 2026 |
| Cyprus (% pa) | 4.320 Sep 2025 | monthly | Nov 2007 - Sep 2025 |
| Czech Republic (% pa) | 5.159 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Denmark (% pa) | 1.750 Feb 2026 | monthly | Apr 1992 - Feb 2026 |
| Ecuador (% pa) | 7.190 Mar 2026 | monthly | Jan 2004 - Mar 2026 |
| Egypt (% pa) | 21.500 Dec 2025 | monthly | Jan 1976 - Dec 2025 |
| Estonia (% pa) | 4.670 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| France (% pa) | 3.540 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Georgia (% pa) | 13.810 Jan 2026 | monthly | Jun 2002 - Jan 2026 |
| Germany (% pa) | 3.930 Jan 2026 | monthly | Jan 2003 - Jan 2026 |
| Greece (% pa) | 4.510 Sep 2025 | monthly | Sep 2002 - Sep 2025 |
| Hong Kong SAR, China (% pa) | 5.000 12 Mar 2026 | daily | 01 Jan 1981 - 12 Mar 2026 |
| Hungary (% pa) | 7.250 Feb 2026 | monthly | Sep 1988 - Feb 2026 |
| Iceland (% pa) | 10.321 Feb 2026 | monthly | Nov 1982 - Feb 2026 |
| Indonesia (% pa) | 8.064 Jan 2026 | monthly | Apr 1993 - Jan 2026 |
| Israel (% pa) | 2.942 Mar 2022 | monthly | Apr 2013 - Mar 2022 |
| Italy (% pa) | 3.532 Jan 2026 | monthly | Jan 1995 - Jan 2026 |
| Japan (% pa) | 1.875 Jan 2026 | monthly | Jan 1971 - Jan 2026 |
| Jordan (% pa) | 7.790 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Kazakhstan (% pa) | 18.796 Jan 2026 | monthly | Jan 2002 - Jan 2026 |
| Kenya (% pa) | 14.820 Dec 2025 | monthly | Jul 1991 - Dec 2025 |
| South Korea (% pa) | 4.240 Jan 2026 | monthly | Jan 1996 - Jan 2026 |
| Kosovo (% pa) | 6.904 Jan 2026 | monthly | Jun 2004 - Jan 2026 |
| Kuwait (% pa) | 4.828 Jan 2026 | monthly | Apr 1979 - Jan 2026 |
| Kyrgyzstan (% pa) | 19.434 Feb 2025 | monthly | Jan 1996 - Feb 2025 |
| Latvia (% pa) | 5.200 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Lebanon (% pa) | 11.420 Nov 2025 | monthly | Mar 1972 - Nov 2025 |
| Lithuania (% pa) | 5.110 Jan 2026 | monthly | Jan 2015 - Jan 2026 |
| Luxembourg (% pa) | 3.440 Jan 2026 | monthly | Jan 2003 - Jan 2026 |
| Macau SAR, China (% pa) | 5.250 Jan 2026 | monthly | Sep 2008 - Jan 2026 |
| North Macedonia (% pa) | 5.069 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Malawi (% pa) | 25.400 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Malaysia (% pa) | 4.546 Jan 2026 | monthly | Jan 1996 - Jan 2026 |
| Malta (% pa) | 3.357 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Mauritius (% pa) | 6.810 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Mexico (% pa) | 7.410 Jan 2026 | monthly | Sep 1993 - Jan 2026 |
| Moldova (% pa) | 9.171 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Mongolia (% pa) | 17.140 Jan 2026 | monthly | Feb 1998 - Jan 2026 |
| Montenegro (% pa) | 6.170 Jan 2026 | monthly | Sep 2005 - Jan 2026 |
| Mozambique (% pa) | 15.700 Feb 2026 | monthly | Aug 1997 - Feb 2026 |
| Myanmar (% pa) | 14.500 May 2021 | monthly | Jan 1994 - May 2021 |
| Nepal (% pa) | 7.380 Dec 2025 | monthly | Nov 2013 - Dec 2025 |
| Nigeria (% pa) | 18.020 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Oman (% pa) | 5.446 Nov 2025 | monthly | Dec 1984 - Nov 2025 |
| Palestinian Territory (% pa) | 5.624 Jun 2022 | monthly | Mar 2004 - Jun 2022 |
| Panama (% pa) | 4.750 Jun 2018 | monthly | Dec 1999 - Jun 2018 |
| Paraguay (% pa) | 14.800 Jan 2026 | monthly | Aug 2007 - Jan 2026 |
| Peru (% pa) | 16.154 Feb 2026 | monthly | Aug 1985 - Feb 2026 |
| Philippines (% pa) | 7.651 Nov 2025 | monthly | Jan 1976 - Nov 2025 |
| Poland (% pa) | 5.610 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Qatar (% pa) | 4.586 Dec 2025 | monthly | Jul 2004 - Dec 2025 |
| Romania (% pa) | 8.640 Jan 2026 | monthly | Dec 2005 - Jan 2026 |
| Russia (% pa) | 17.990 Dec 2025 | monthly | Jan 1995 - Dec 2025 |
| Serbia (% pa) | 6.500 Jan 2026 | monthly | Sep 2010 - Jan 2026 |
| Singapore (% pa) | 5.250 Jun 2021 | monthly | Jan 1978 - Jun 2021 |
| Slovakia (% pa) | 3.836 Jan 2026 | monthly | Jan 2009 - Jan 2026 |
| South Africa (% pa) | 10.250 12 Mar 2026 | daily | 31 Dec 1948 - 12 Mar 2026 |
| Sri Lanka (% pa) | 9.170 Feb 2026 | monthly | Jun 1989 - Feb 2026 |
| Sweden (% pa) | 1.850 12 Mar 2026 | daily | 01 Jun 1994 - 12 Mar 2026 |
| Taiwan, China (% pa) | 3.264 Feb 2026 | monthly | Jul 1961 - Feb 2026 |
| Tajikistan (% pa) | 22.126 Jan 2026 | monthly | Jan 2002 - Jan 2026 |
| Thailand (% pa) | 6.700 Feb 2026 | monthly | Jan 1983 - Feb 2026 |
| Ukraine (% pa) | 19.328 Oct 2025 | monthly | Dec 2005 - Oct 2025 |
| United States (% pa) | 6.750 10 Mar 2026 | daily | 04 Aug 1955 - 10 Mar 2026 |
| Uruguay (% pa) | 16.564 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Uzbekistan (% pa) | 23.157 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
| Venezuela (% pa) | 57.560 03 Mar 2026 | daily | 02 Jan 2004 - 03 Mar 2026 |
| Zambia (% pa) | 28.020 Jan 2026 | monthly | Jan 2006 - Jan 2026 |
Accurate Macro & Micro Economic Data You Can Trust
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Learn more about what we doPoland Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -6.5 2024 | yearly | 1995 - 2024 |
| Consolidated Fiscal Balance (USD mn) | -59,417.037 2024 | yearly | 1995 - 2024 |
| Tax Revenue (USD mn) | 17,847.655 Dec 2025 | monthly | Nov 2006 - Dec 2025 |
| Tax Revenue: % of GDP (%) | 15.3 Dec 2025 | quarterly | Mar 2007 - Dec 2025 |
| National Government Debt (USD mn) | 611,821.3 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Government Debt: % of GDP (%) | 58.1 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Forecast: Government Expenditure (PLN bn) | 2,465.364 2030 | yearly | 1995 - 2030 |
| Forecast: Government Net Debt (PLN bn) | 3,880.914 2030 | yearly | 1995 - 2030 |
| Forecast: Government Revenue (PLN bn) | 2,208.802 2030 | yearly | 1995 - 2030 |
| Public Debt: Consolidated: Place of Issue: Domestic (PLN mn) | 1,416,688.939 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Public Debt: Consolidated: Place of Issue: Foreign (PLN mn) | 405,685.767 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Public Debt (PLN mn) | 1,989,593.866 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Central Government Budget: Revenue: ytd: Tax: Indirect: Excise Duty (PLN th) | 83,425,184.099 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Indirect: Value Added Tax (PLN th) | 297,900,205.652 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Expenditure: ytd: Current Expenditure (CE) (PLN th) | 134,908,640.449 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Direct: Personal (PLN th) | -36,688,478.880 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Deficit or Surplus: ytd (PLN th) | -244,930,424.000 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Direct: Corporate (PLN th) | 58,053,305.411 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Revenue: ytd (PLN th) | 526,095,406.418 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Expenditure: ytd: Capital Expenditure (CA) (PLN th) | 49,835,626.892 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Expenditure: ytd (PLN th) | 771,025,830.895 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 4.000 2028 | yearly | 1996 - 2028 |
| Trade Balance (USD mn) | -1,947.4 Dec 2025 | monthly | Jan 1986 - Dec 2025 |
| Total Exports (USD mn) | 32,705.9 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Total Exports Growth (%) | 5.7 Dec 2025 | monthly | Jan 2001 - Dec 2025 |
| Aluminum: Exports (USD th) | 2,117,046.631 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 3,767,096.725 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 3,282,008.836 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 34,653.2 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Total Imports Growth (%) | 6.3 Dec 2025 | monthly | Jan 2001 - Dec 2025 |
| Imports: Medicament (USD th) | 8,541,799.485 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 6,023,957.256 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,047.195 Nov 2025 | monthly | Apr 1961 - Nov 2025 |
| Total Imports from USA (USD mn) | 1,827.096 Dec 2025 | monthly | Aug 2011 - Dec 2025 |
| Total Exports to China (USD mn) | 282.363 Nov 2025 | monthly | Jan 1981 - Nov 2025 |
| Total Imports from China (USD mn) | 5,615.182 Dec 2025 | monthly | Mar 2004 - Dec 2025 |
| Exports (PLN mn) | 119,886.815 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Imports (PLN mn) | 127,024.997 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Imports: ytd: China (PLN mn) | 245,537.300 Dec 2025 | monthly | Dec 2000 - Dec 2025 |
| Exports: ytd: Great Britain (PLN mn) | 79,416.513 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Exports: ytd: France (PLN mn) | 94,529.140 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Exports: ytd: Germany (PLN mn) | 418,495.418 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Imports: ytd: Italy (PLN mn) | 73,275.142 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Imports: ytd: Russia (PLN mn) | 5,753.923 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Exports: ytd: Russia (PLN mn) | 9,193.100 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Trade Balance: ytd (PLN mn) | -26,254.160 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Exports: ytd: Czech Republic (PLN mn) | 97,087.028 Dec 2025 | monthly | Dec 2000 - Dec 2025 |
| Imports: ytd: Germany (PLN mn) | 300,771.926 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Imports: ytd: SITC: Manufactured Goods (PLN mn) | 227,545.947 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Imports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 249,769.508 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Exports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 576,433.898 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Imports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 562,396.570 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Imports: ytd: SITC: Chemicals and Related Products (PLN mn) | 214,103.161 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Imports: ytd: SITC: Mineral Fuels, Lubricants and Related Materials (PLN mn) | 99,855.873 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Exports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 277,689.262 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Exports: ytd: SITC: Manufactured Goods (PLN mn) | 248,538.946 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Exports: ytd: SITC: Food and Live Animals (PLN mn) | 205,088.859 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Exports: ytd: SITC: Chemicals and Related Products (PLN mn) | 144,482.834 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 4.6 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Household Debt: % of GDP (%) | 22.6 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Non-Performing Loans (USD mn) | 16,272.217 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Money Supply M1 (USD mn) | 568,523.776 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Money Supply M2 (USD mn) | 763,122.851 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| M2 Growth (%) | 9.8 Jan 2026 | monthly | Dec 1997 - Jan 2026 |
| Reserve Requirement Ratio (%) | 3.5 Dec 2017 | monthly | Jan 1993 - Dec 2017 |
| Foreign Exchange Reserves (USD mn) | 197,749.8 Jan 2026 | monthly | Jan 1998 - Jan 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 18.017 Dec 2025 | quarterly | Mar 1998 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 5.3 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Gold Reserves (USD mn) | 94,909.200 Feb 2026 | monthly | Jan 1983 - Feb 2026 |
| Total Deposits (USD mn) | 727,495.049 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Total Deposits Growth (%) | 8.5 Jan 2026 | monthly | Dec 1997 - Jan 2026 |
| Domestic Credit (USD mn) | 623,525.3 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Domestic Credit Growth (%) | 11.9 Jan 2026 | monthly | Dec 1997 - Jan 2026 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 6.500 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 232.036 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 592.528 Jun 2025 | quarterly | Mar 1992 - Jun 2025 |
| Household Debt (USD mn) | 237,346.8 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Total Loans (USD mn) | 479,280.774 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Total Loans Growth (%) | 1.35 Jan 2026 | monthly | Dec 1997 - Jan 2026 |
| Private Debt: % of Nominal GDP (%) | 32.90 Dec 2025 | quarterly | Dec 2009 - Dec 2025 |
| Money Supply: M3: M2: M1 (PLN mn) | 2,011,380.268 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Money Supply: M3 (PLN mn) | 2,714,997.693 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Money Supply: M3: M2 (PLN mn) | 2,699,852.333 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Money Supply: M0 (PLN mn) | 559,986.300 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Official Reserve Assets: USD (USD mn) | 305,784.700 Feb 2026 | monthly | Jan 1998 - Feb 2026 |
| Official Reserve Assets: USD: Foreign Exchange (USD mn) | 203,589.000 Feb 2026 | monthly | Jan 1998 - Feb 2026 |
| Official Reserve Assets: USD: Monetary Gold (USD mn) | 5,300.500 Dec 2018 | monthly | Jan 1998 - Dec 2018 |
| Banking Sector Claims: from Non Financial Sector (NF): Non Performing (PLN) | 58,606,017,308.440 Dec 2025 | monthly | Dec 2009 - Dec 2025 |
| MFIs Claims: Other Domestic Residents (OD): Non Financial Sector (NF): Non Finan... (PLN mn) | 433,740.461 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans: Real Property Purchase: ow H... (PLN mn) | 514,967.408 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans (PLN mn) | 831,693.269 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| MFIs Liabilities: OD: NF: Households and NPISHs (HN): Households (HH) (PLN mn) | 1,459,239.236 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| MFIs Liabilities: OD: NF: Non Financial Corporations (NC) (PLN mn) | 573,195.126 Jan 2026 | monthly | Dec 1996 - Jan 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 3.8 Nov 2025 | monthly | Jul 2006 - Nov 2025 |
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