Botswana Non Performing Loans Ratio

2002 - 2025 | Quarterly | % | CEIC Data

Key information about Botswana Non Performing Loans Ratio

  • Botswana Non Performing Loans Ratio stood at 3.2 % in Dec 2025, compared with the ratio of 3.2 % in the previous quarter
  • Botswana Non Performing Loans Ratio data is updated quarterly, available from Dec 2002 to Dec 2025
  • The data reached an all-time high of 5.6 % in Mar 2011 and a record low of 0.5 % in Jun 2003

CEIC calculates quarterly Non Performing Loans Ratio from quarterly Non Performing Loans and monthly Total Loans. The Bank of Botswana provides Non Performing Loans and Total Loans. Non Performing Loans are defined as loans overdue for more than 90 days.


Further information about Botswana Non Performing Loans Ratio

  • In the latest reports, Money Supply M2 in Botswana increased 0.8 % YoY in Nov 2025
  • Botswana Foreign Exchange Reserves was measured at 5.2 USD bn in Apr 2021
  • The Foreign Exchange Reserves equaled 7.2 Months of Import in Sep 2025
  • The country's Domestic Credit reached 8.8 USD bn in Sep 2025, representing an increased of 9.6 % YoY
  • Household Debt of Botswana reached 4.4 USD bn in Dec 2025, accounting for 21.6 % of the country's Nominal GDP

View Botswana's Non Performing Loans Ratio from Dec 2002 to Dec 2025 in the chart:

Botswana Non Performing Loans Ratio

What was Botswana's Non Performing Loans Ratio in Dec 2025?

Botswana Non Performing Loans Ratio stood at 3.2 % in Dec 2025, compared with the ratio of 3.2 % in the previous quarter See the table below for more data.

Last Previous Min Max Unit Frequency Range
3.2 Dec 2025 3.2 Sep 2025 0.5 Jun 2003 5.6 Mar 2011 % quarterly Dec 2002 - Dec 2025

Non Performing Loans Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 3.8 Dec 2025 monthly Jul 2007 - Dec 2025
Algeria (%) 20.7 2024 yearly 2009 - 2024
Argentina (%) 4.2 Sep 2025 monthly Dec 2002 - Sep 2025
Armenia (%) 1.3 Jan 2026 monthly Jan 2005 - Jan 2026
Australia (%) 1.2 Sep 2025 quarterly Jun 2004 - Sep 2025
Austria (%) 3.0 Jun 2025 semiannually Dec 2009 - Jun 2025
Azerbaijan (%) 5.9 Mar 2015 quarterly Dec 2009 - Mar 2015
Bahrain (%) 2.7 Sep 2025 semiannually Mar 2013 - Sep 2025
Bangladesh (%) 35.7 Sep 2025 quarterly Mar 2003 - Sep 2025
Belarus (%) 1.0 Dec 2018 monthly Dec 2003 - Dec 2018
Belgium (%) 0.3 Dec 2025 quarterly Jun 2024 - Dec 2025
Bolivia (%) 2.9 Dec 2025 monthly Aug 2014 - Dec 2025
Bosnia and Herzegovina (%) 2.7 Sep 2025 quarterly Dec 2000 - Sep 2025
Botswana (%) 3.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Brazil (%) 4.2 Jan 2026 monthly Mar 2011 - Jan 2026
Brunei (%) 1.9 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (%) 2.0 Sep 2025 quarterly Mar 2015 - Sep 2025
Cambodia (%) 7.2 2024 yearly 2009 - 2024
Canada (%) 0.7 Sep 2025 quarterly Mar 2005 - Sep 2025
Chile (%) 2.4 Dec 2025 monthly Jan 2009 - Dec 2025
China (%) 1.5 Dec 2025 quarterly Mar 2005 - Dec 2025
Colombia (%) 3.8 Dec 2025 monthly Apr 1995 - Dec 2025
Croatia (%) 2.3 Dec 2025 quarterly Dec 2001 - Dec 2025
Cyprus (%) 3.2 Dec 2025 monthly Dec 2014 - Dec 2025
Czech Republic (%) 1.5 Jan 2026 monthly Jan 2002 - Jan 2026
Denmark (%) 1.6 Jun 2025 quarterly Dec 2010 - Jun 2025
Ecuador (%) 5.2 Jan 2026 monthly Jan 2006 - Jan 2026
Egypt (%) 2.1 Jun 2025 quarterly Mar 2011 - Jun 2025
Estonia (%) 0.3 Jan 2026 monthly Dec 2000 - Jan 2026
European Union (%) 3.7 2017 yearly 2008 - 2017
Finland (%) 1.4 Sep 2025 quarterly Dec 2014 - Sep 2025
France (%) 2.1 2023 yearly 2008 - 2023
Georgia (%) 1.7 Jun 2023 monthly Dec 2003 - Jun 2023
Germany (%) 1.5 2023 yearly 2005 - 2023
Ghana (%) 18.9 Dec 2025 monthly Dec 2005 - Dec 2025
Greece (%) 31.9 Dec 2013 quarterly Mar 2005 - Dec 2013
Hong Kong SAR, China (%) 2.2 Dec 2025 quarterly Mar 1997 - Dec 2025
Hungary (%) 1.5 Dec 2025 quarterly Dec 2015 - Dec 2025
Iceland (%) 7.8 2021 yearly 2009 - 2021
India (%) 2.2 2025 yearly 1998 - 2025
Indonesia (%) 2.3 Aug 2025 monthly Jan 2003 - Aug 2025
Iran (%) 10.6 Sep 2025 monthly Jan 2011 - Sep 2025
Ireland (%) 1.0 Mar 2025 quarterly Mar 2010 - Mar 2025
Israel (%) 0.7 Jun 2025 quarterly Mar 2011 - Jun 2025
Italy (%) 2.7 Sep 2025 quarterly Jun 2008 - Sep 2025
Japan (%) 1.0 Sep 2025 semiannually Mar 1999 - Sep 2025
Jordan (%) 5.6 2024 yearly 2001 - 2024
Kazakhstan (%) 3.6 Dec 2025 monthly Apr 2008 - Dec 2025
Kenya (%) 14.4 Sep 2025 quarterly Mar 2016 - Sep 2025
South Korea (%) 0.5 Sep 2025 quarterly Jun 2001 - Sep 2025
Kosovo (%) 2.0 May 2025 monthly Jul 2010 - May 2025
Kuwait (%) 1.6 Sep 2025 quarterly Mar 2011 - Sep 2025
Kyrgyzstan (%) 13.6 Jan 2026 monthly Dec 2000 - Jan 2026
Laos (%) 1.4 Sep 2025 quarterly Dec 2017 - Jun 2025
Latvia (%) 1.3 Sep 2025 quarterly Dec 2004 - Sep 2025
Lebanon (%) 23.8 Jun 2020 quarterly Jun 2011 - Jun 2020
Lithuania (%) 0.5 Jun 2025 quarterly Mar 2009 - Jun 2025
Luxembourg (%) 0.2 Dec 2013 semiannually Dec 2005 - Dec 2013
Macau SAR, China (%) 4.8 Jan 2026 monthly Jan 1990 - Jan 2026
North Macedonia (%) 2.2 Sep 2025 quarterly Dec 2005 - Sep 2025
Malawi (%) 5.1 Jun 2025 quarterly Dec 2003 - Jun 2025
Malaysia (%) 1.4 Jan 2026 monthly Dec 2005 - Jan 2026
Malta (%) 2.0 2024 yearly 2003 - 2024
Mauritius (%) 4.1 Jun 2025 quarterly Mar 2009 - Jun 2025
Mexico (%) 2.1 Dec 2025 quarterly Dec 1994 - Dec 2025
Moldova (%) 4.2 Jan 2026 monthly Sep 2002 - Jan 2026
Mongolia (%) 5.2 Jan 2026 monthly Dec 1996 - Jan 2026
Montenegro (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Morocco (%) 8.3 Jan 2026 monthly Dec 2001 - Jan 2026
Nepal (%) 2.5 2015 yearly 2003 - 2015
Netherlands (%) 1.5 Sep 2025 quarterly Mar 2008 - Sep 2025
New Zealand (%) 0.5 Dec 2017 quarterly Mar 1996 - Dec 2017
Nigeria (%) 6.1 2019 yearly 2003 - 2019
Norway (%) 0.4 2022 yearly 1990 - 2022
Oman (%) 4.5 Sep 2025 quarterly Jun 2008 - Sep 2025
Pakistan (%) 6.1 Dec 2025 quarterly Mar 2006 - Dec 2025
Palestinian Territory (%) 3.4 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 1.4 Dec 2025 monthly Dec 2008 - Dec 2025
Paraguay (%) 2.3 Jan 2026 monthly Jan 1999 - Jan 2026
Peru (%) 2.8 Jan 2026 monthly Dec 2004 - Jan 2026
Philippines (%) 3.1 Dec 2025 monthly Mar 2008 - Dec 2025
Poland (%) 4.6 Dec 2025 monthly Dec 1996 - Dec 2025
Portugal (%) 1.1 Jan 2026 monthly Dec 1997 - Jan 2026
Qatar (%) 3.7 2024 yearly 2000 - 2024
Romania (%) 2.7 Dec 2025 monthly Sep 2014 - Dec 2025
Russia (%) 16.8 Nov 2020 monthly Jun 2009 - Nov 2020
Saudi Arabia (%) 1.1 Sep 2025 quarterly Mar 2009 - Sep 2025
Serbia (%) 2.2 Sep 2025 quarterly Sep 2008 - Sep 2025
Singapore (%) 1.3 Dec 2019 quarterly Dec 2008 - Dec 2019
Slovakia (%) 2.0 Jan 2026 monthly Jan 2009 - Jan 2026
Slovenia (%) 0.8 Nov 2025 monthly Mar 2008 - Nov 2025
South Africa (%) 4.8 Nov 2025 monthly Jan 2008 - Nov 2025
Spain (%) 2.7 Dec 2025 monthly Jan 1962 - Dec 2025
Sri Lanka (%) 4.5 2021 yearly 1998 - 2021
Sudan (%) 3.7 2021 yearly 2000 - 2021
Sweden (%) 0.4 Sep 2025 quarterly Mar 2012 - Sep 2025
Switzerland (%) 0.8 2023 yearly 2005 - 2023
Taiwan, China (%) 0.1 Dec 2025 monthly Jan 2004 - Dec 2025
Tajikistan (%) 20.6 Apr 2019 monthly Jan 2000 - Apr 2019
Thailand (%) 3.0 Dec 2019 quarterly Mar 1998 - Dec 2019

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Botswana Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Consolidated Fiscal Balance (USD mn) -331.433 Nov 2025 monthly Apr 2007 - Nov 2025
Tax Revenue (USD mn) 166.469 Nov 2025 monthly Apr 2007 - Nov 2025
Tax Revenue: % of GDP (%) 26.2 Sep 2025 quarterly Jun 2007 - Sep 2025
National Government Debt (USD mn) 4,996.3 2025 yearly 2002 - 2025
Government Debt: % of GDP (%) 29.1 Sep 2025 quarterly Jun 2014 - Sep 2025
Forecast: Government Expenditure (BWP bn) 129.415 2031 yearly 1981 - 2031
Forecast: Government Net Debt (BWP bn) 234.248 2031 yearly 1999 - 2031
Forecast: Government Revenue (BWP bn) 101.797 2031 yearly 2000 - 2031
Government Budget: Revenue (BWP mn) 2,405.346 Nov 2025 monthly Apr 2007 - Nov 2025
Government Budget: Revenue: Tax (BWP mn) 2,218.546 Nov 2025 monthly Apr 2007 - Nov 2025
Government Budget: Expenditure: Recurrent (BWP mn) 5,813.062 Nov 2025 monthly Apr 2007 - Nov 2025
Government Budget: Expenditure (BWP mn) 6,822.392 Nov 2025 monthly Apr 2007 - Nov 2025
Government Budget: Surplus/Deficit (BWP mn) -4,417.046 Nov 2025 monthly Apr 2007 - Nov 2025
Government Budget: Expenditure: Net Lending (BWP mn) 0.000 Nov 2025 monthly Apr 2007 - Nov 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 4.332 2028 yearly 1980 - 2028
Trade Balance (USD mn) -133.7 Dec 2025 monthly Jan 2001 - Dec 2025
Total Exports (USD mn) 351.8 Dec 2025 monthly Jan 2003 - Dec 2025
Total Exports Growth (%) -10.1 Dec 2025 monthly Jan 2004 - Dec 2025
Aluminum: Exports (USD th) 111.340 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 1,602.753 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 7,208.451 2024 yearly 1995 - 2024
Total Imports (USD mn) 485.5 Dec 2025 monthly Jan 2003 - Dec 2025
Total Imports Growth (%) -22.5 Dec 2025 monthly Jan 2004 - Dec 2025
Imports: Medicament (USD th) 103,410.185 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 19,726.353 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 1.449 Dec 2025 monthly Feb 2019 - Dec 2025
Total Imports from USA (USD mn) 6.354 Dec 2025 monthly Jan 2000 - Dec 2025
Total Exports to China (USD mn) 42.667 Dec 2025 monthly Apr 2006 - Dec 2025
Total Imports from China (USD mn) 39.613 Dec 2025 monthly Jan 2000 - Dec 2025
Exports: Diamonds (BWP mn) 3,013.936 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Machinery and Electric Equipment (BWP mn) 129.745 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Meat and Meat Products (BWP mn) 102.480 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Iron Steels and Related Products (BWP mn) 19.581 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Copper and Nickel (BWP mn) 944.931 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Vehicles and Transport Equipment (BWP mn) 44.626 Dec 2025 monthly Jan 2003 - Dec 2025
Exports: Asia: Israel (BWP mn) 145.172 Dec 2025 monthly Apr 2006 - Dec 2025
Exports: Africa: SACU: South Africa (BWP mn) 471.316 Dec 2025 monthly Apr 2006 - Dec 2025
Exports: EU: Belgium (BWP mn) 354.263 Dec 2025 monthly Apr 2006 - Dec 2025
Imports: Machinery and Electric Equipment (BWP mn) 1,253.494 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Chemicals and Rubber Products (BWP mn) 669.318 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Fuel (BWP mn) 1,165.604 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Diamonds (BWP mn) 601.151 Dec 2025 monthly Jan 2005 - Dec 2025
Imports: Vehicles and Transport Equipment (BWP mn) 553.097 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Food, Beverages and Tobacco (BWP mn) 1,107.181 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Metals and Metal Products (BWP mn) 325.366 Dec 2025 monthly Jan 2003 - Dec 2025
Imports: Africa: SADC: SACU: Namibia (BWP mn) 297.524 Dec 2025 monthly Apr 2006 - Dec 2025
Imports: Africa: SADC: SACU: South Africa (BWP mn) 3,919.227 Dec 2025 monthly Apr 2006 - Dec 2025
Foreign Trade: Exports: Re-Exports (BWP mn) 0.585 Dec 2025 monthly Jan 2005 - Dec 2025
Foreign Trade: Exports (BWP mn) 4,635.100 Dec 2025 monthly Jan 2003 - Dec 2025
Foreign Trade Balance (BWP mn) -1,761.007 Dec 2025 monthly Jan 2003 - Dec 2025
Foreign Trade: Imports (BWP mn) 6,396.107 Dec 2025 monthly Jan 2003 - Dec 2025
Export Value Index (2015=100) 114.093 2021 yearly 1980 - 2021
Import Volume Index (2015=100) 101.817 2021 yearly 1980 - 2021
Export Volume Index (2015=100) 117.152 2021 yearly 1980 - 2021
Import Value Index (2015=100) 115.483 2021 yearly 1980 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 1.1 Sep 2025 quarterly Mar 2004 - Sep 2025
Current Account Balance (USD mn) 495.2 Jun 2025 quarterly Mar 2004 - Jun 2025
Current Account Balance: % of GDP (%) 3.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Foreign Direct Investment (USD mn) 102.4 Sep 2025 quarterly Mar 2004 - Sep 2025
Foreign Direct Investment: % of GDP (%) 2.0 Sep 2025 quarterly Mar 2004 - Sep 2025
Foreign Portfolio Investment (USD mn) 0.952 Sep 2025 quarterly Mar 2004 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) 0.0 Sep 2025 quarterly Mar 2004 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 34.2 2024 yearly 1975 - 2024
Foreign Portfolio Investment: Debt Securities (USD mn) 0.000 2024 yearly 1975 - 2024
External Debt (USD mn) 1,498.8 2025 yearly 1994 - 2025
External Debt: % of GDP (%) 7.8 2025 yearly 1995 - 2025
External Debt: Short Term (USD mn) 144.7 2024 yearly 1973 - 2024
External Debt: Short Term: % of GDP (%) 0.8 2024 yearly 1994 - 2024
Forecast: Current Account Balance (USD bn) -0.312 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 3,862.226 2024 yearly 1996 - 2024
BW: BOP: Net Errors and Omissions (USD mn) -211.979 2024 yearly 1975 - 2024
BW: BOP: Current Account: Personal Remittances: Received (USD mn) 128.299 2024 yearly 1975 - 2024
BW: BOP: Current Account: Personal Remittances: Paid (USD mn) 117.708 2024 yearly 1975 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 3.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Household Debt: % of GDP (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
Non-Performing Loans (USD mn) 219.430 Dec 2025 quarterly Mar 2001 - Dec 2025
Money Supply M1 (USD mn) 2,721.343 Nov 2025 monthly Dec 2000 - Nov 2025
Money Supply M2 (USD mn) 8,971.167 Nov 2025 monthly Jan 2001 - Nov 2025
M2 Growth (%) 0.8 Nov 2025 monthly Jan 2002 - Nov 2025
Reserve Requirement Ratio (%) 0.0 Dec 2025 monthly Feb 2006 - Dec 2025
Foreign Exchange Reserves (USD mn) 5,165.9 Apr 2021 monthly Jan 1992 - Apr 2021
Foreign Exchange Reserves: % of GDP (%) 19.402 Sep 2025 quarterly Jun 1994 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 7.2 Sep 2025 monthly Jan 2003 - Sep 2025
Total Deposits (USD mn) 8,475.037 Dec 2025 monthly Dec 2002 - Dec 2025
Total Deposits Growth (%) 3.3 Dec 2025 monthly Dec 2003 - Dec 2025
Domestic Credit (USD mn) 8,802.1 Sep 2025 monthly Dec 2004 - Sep 2025
Domestic Credit Growth (%) 9.6 Sep 2025 quarterly Dec 2005 - Sep 2025
Household Debt (USD mn) 4,375.7 Dec 2025 monthly Dec 2002 - Dec 2025
Total Loans (USD mn) 6,884.237 Dec 2025 monthly Dec 2002 - Dec 2025
Total Loans Growth (%) 3.29 Dec 2025 monthly Dec 2003 - Dec 2025
Private Debt: % of Nominal GDP (%) 31.99 Sep 2025 quarterly Dec 2002 - Sep 2025
Monetary Aggregates: M1 (BWP mn) 36,236.254 Nov 2025 monthly Dec 2004 - Nov 2025
Monetary Aggregates: M2 (BWP mn) 119,456.291 Nov 2025 monthly Jan 2001 - Nov 2025
Depository Corp Survey: Assets: Domestic Claims (BWP mn) 116,109.420 Nov 2025 monthly Dec 2004 - Nov 2025
Bank of Botswana: Foreign Exchange Reserves (USD th) 3,941,105.000 Nov 2024 monthly Jan 1992 - Nov 2024
Commercial Banks Deposits (BWP mn) 110,784.798 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Arrears: Over 90 Days (BWP mn) 2,868.365 Dec 2025 quarterly Mar 2001 - Dec 2025
Commercial Banks Loans and Advances: Outstanding (BWP mn) 89,990.027 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Outstanding: Households: Property Purchase (BWP mn) 14,878.999 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Outstanding: Resident Business (BWP mn) 32,540.993 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Outstanding: Households (BWP mn) 57,198.185 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Outstanding: Resident Business: Finance (BWP mn) 2,722.141 Dec 2025 monthly Dec 2002 - Dec 2025
Commercial Banks Loans and Advances: Outstanding: Resident Business: Government ... (BWP mn) 2,644.363 Dec 2025 monthly Dec 2002 - Dec 2025

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