Botswana Non Performing Loans Ratio

2002 - 2025 | Quarterly | % | CEIC Data

Key information about Botswana Non Performing Loans Ratio

  • Botswana Non Performing Loans Ratio stood at 3.2 % in Sep 2025, compared with the ratio of 3.1 % in the previous quarter
  • Botswana Non Performing Loans Ratio data is updated quarterly, available from Dec 2002 to Sep 2025
  • The data reached an all-time high of 5.6 % in Mar 2011 and a record low of 0.5 % in Jun 2003

CEIC calculates quarterly Non Performing Loans Ratio from quarterly Non Performing Loans and monthly Total Loans. The Bank of Botswana provides Non Performing Loans and Total Loans. Non Performing Loans are defined as loans overdue for more than 90 days.


Further information about Botswana Non Performing Loans Ratio

  • In the latest reports, Money Supply M2 in Botswana dropped 0.5 % YoY in Sep 2025
  • Botswana Foreign Exchange Reserves was measured at 5.2 USD bn in Apr 2021
  • The Foreign Exchange Reserves equaled 7.2 Months of Import in Sep 2025
  • The country's Domestic Credit reached 8.8 USD bn in Sep 2025, representing an increased of 9.6 % YoY
  • Household Debt of Botswana reached 4.3 USD bn in Sep 2025, accounting for 21.7 % of the country's Nominal GDP

View Botswana's Non Performing Loans Ratio from Dec 2002 to Sep 2025 in the chart:

Botswana Non Performing Loans Ratio

What was Botswana's Non Performing Loans Ratio in Sep 2025?

Botswana Non Performing Loans Ratio stood at 3.2 % in Sep 2025, compared with the ratio of 3.1 % in the previous quarter See the table below for more data.

Last Previous Min Max Unit Frequency Range
3.2 Sep 2025 3.1 Jun 2025 0.5 Jun 2003 5.6 Mar 2011 % quarterly Dec 2002 - Sep 2025

Non Performing Loans Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 4.4 Sep 2025 monthly Jul 2007 - Sep 2025
Algeria (%) 20.7 2024 yearly 2009 - 2024
Argentina (%) 4.2 Sep 2025 monthly Dec 2002 - Sep 2025
Armenia (%) 1.2 Aug 2025 monthly Jan 2005 - Aug 2025
Australia (%) 1.2 Jun 2025 quarterly Jun 2004 - Jun 2025
Austria (%) 3.0 Jun 2025 semiannually Dec 2009 - Jun 2025
Azerbaijan (%) 5.9 Mar 2015 quarterly Dec 2009 - Mar 2015
Bahrain (%) 2.7 Mar 2025 semiannually Mar 2013 - Mar 2025
Bangladesh (%) 24.1 Mar 2025 quarterly Mar 2003 - Mar 2025
Belarus (%) 1.0 Dec 2018 monthly Dec 2003 - Dec 2018
Belgium (%) 0.7 Sep 2025 quarterly Mar 2007 - Sep 2025
Bolivia (%) 3.1 Jun 2025 monthly Aug 2014 - Jun 2025
Bosnia and Herzegovina (%) 2.7 Sep 2025 quarterly Dec 2000 - Sep 2025
Botswana (%) 3.2 Sep 2025 quarterly Dec 2002 - Sep 2025
Brazil (%) 4.0 Oct 2025 monthly Mar 2011 - Oct 2025
Brunei (%) 1.9 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (%) 2.0 Sep 2025 quarterly Mar 2015 - Sep 2025
Cambodia (%) 7.2 2024 yearly 2009 - 2024
Canada (%) 0.7 Jun 2025 quarterly Mar 2005 - Jun 2025
Chile (%) 2.4 Oct 2025 monthly Jan 2009 - Oct 2025
China (%) 1.5 Sep 2025 quarterly Mar 2005 - Sep 2025
Colombia (%) 4.1 Sep 2025 monthly Apr 1995 - Sep 2025
Croatia (%) 2.4 Jun 2025 quarterly Dec 2001 - Jun 2025
Cyprus (%) 5.5 Aug 2025 monthly Dec 2014 - Aug 2025
Czech Republic (%) 1.6 Oct 2025 monthly Jan 2002 - Oct 2025
Denmark (%) 2.5 Jun 2025 quarterly Dec 2010 - Jun 2025
Ecuador (%) 5.3 Oct 2025 monthly Jan 2006 - Oct 2025
Egypt (%) 2.1 Jun 2025 quarterly Mar 2011 - Jun 2025
Estonia (%) 0.4 Oct 2025 monthly Dec 2000 - Oct 2025
European Union (%) 3.7 2017 yearly 2008 - 2017
Finland (%) 1.5 Jun 2025 quarterly Dec 2014 - Jun 2025
France (%) 2.1 2023 yearly 2008 - 2023
Georgia (%) 1.7 Jun 2023 monthly Dec 2003 - Jun 2023
Germany (%) 1.5 2023 yearly 2005 - 2023
Ghana (%) 19.5 Oct 2025 monthly Dec 2005 - Oct 2025
Greece (%) 31.9 Dec 2013 quarterly Mar 2005 - Dec 2013
Hong Kong SAR, China (%) 2.1 Sep 2025 quarterly Mar 1997 - Sep 2025
Hungary (%) 1.6 Sep 2025 quarterly Dec 2015 - Sep 2025
Iceland (%) 7.8 2021 yearly 2009 - 2021
India (%) 2.8 2024 yearly 1998 - 2024
Indonesia (%) 2.3 Aug 2025 monthly Jan 2003 - Aug 2025
Iran (%) 11.1 May 2025 monthly Jan 2011 - May 2025
Ireland (%) 1.0 Mar 2025 quarterly Mar 2010 - Mar 2025
Israel (%) 0.7 Mar 2025 quarterly Mar 2011 - Mar 2025
Italy (%) 2.7 Jun 2025 quarterly Jun 2008 - Jun 2025
Japan (%) 1.2 Sep 2024 semiannually Mar 1999 - Sep 2024
Jordan (%) 5.6 2024 yearly 2001 - 2024
Kazakhstan (%) 3.5 Oct 2025 monthly Apr 2008 - Oct 2025
Kenya (%) 15.1 Jun 2025 quarterly Mar 2016 - Jun 2025
South Korea (%) 0.5 Sep 2025 quarterly Jun 2001 - Sep 2025
Kosovo (%) 2.0 May 2025 monthly Jul 2010 - May 2025
Kuwait (%) 1.6 Sep 2025 quarterly Mar 2011 - Sep 2025
Kyrgyzstan (%) 10.8 Oct 2025 monthly Dec 2000 - Oct 2025
Laos (%) 1.5 Jun 2025 quarterly Dec 2017 - Jun 2025
Latvia (%) 1.3 Jun 2025 quarterly Dec 2004 - Jun 2025
Lebanon (%) 23.8 Jun 2020 quarterly Jun 2011 - Jun 2020
Lithuania (%) 0.5 Jun 2025 quarterly Mar 2009 - Jun 2025
Luxembourg (%) 0.2 Dec 2013 semiannually Dec 2005 - Dec 2013
Macau SAR, China (%) 5.4 Oct 2025 monthly Jan 1990 - Oct 2025
North Macedonia (%) 2.3 Jun 2025 quarterly Dec 2005 - Jun 2025
Malawi (%) 9.4 Dec 2024 quarterly Dec 2003 - Dec 2024
Malaysia (%) 1.4 Oct 2025 monthly Dec 2005 - Oct 2025
Malta (%) 2.2 2023 yearly 2003 - 2023
Mauritius (%) 3.8 Mar 2025 quarterly Mar 2009 - Mar 2025
Mexico (%) 2.2 Sep 2025 quarterly Dec 1994 - Sep 2025
Moldova (%) 4.7 Oct 2025 monthly Sep 2002 - Oct 2025
Mongolia (%) 5.3 Oct 2025 monthly Dec 1996 - Oct 2025
Montenegro (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Morocco (%) 8.6 Oct 2025 monthly Dec 2001 - Oct 2025
Nepal (%) 2.5 2015 yearly 2003 - 2015
Netherlands (%) 1.5 Jun 2025 quarterly Mar 2008 - Jun 2025
New Zealand (%) 0.5 Dec 2017 quarterly Mar 1996 - Dec 2017
Nigeria (%) 6.1 2019 yearly 2003 - 2019
Norway (%) 0.4 2022 yearly 1990 - 2022
Oman (%) 4.5 Sep 2025 quarterly Jun 2008 - Sep 2025
Pakistan (%) 6.6 Sep 2025 quarterly Mar 2006 - Sep 2025
Palestinian Territory (%) 3.4 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 1.5 Oct 2025 monthly Dec 2008 - Oct 2025
Paraguay (%) 2.4 Oct 2025 monthly Jan 1999 - Oct 2025
Peru (%) 3.0 Sep 2025 monthly Dec 2004 - Sep 2025
Philippines (%) 3.3 Oct 2025 monthly Mar 2008 - Oct 2025
Poland (%) 4.9 Sep 2025 monthly Dec 1996 - Sep 2025
Portugal (%) 1.2 Oct 2025 monthly Dec 1997 - Oct 2025
Qatar (%) 3.7 2022 yearly 2000 - 2022
Romania (%) 2.9 Sep 2025 monthly Sep 2014 - Sep 2025
Russia (%) 16.8 Nov 2020 monthly Jun 2009 - Nov 2020
Saudi Arabia (%) 1.2 Jun 2025 quarterly Mar 2009 - Jun 2025
Serbia (%) 2.3 Jun 2025 quarterly Sep 2008 - Jun 2025
Singapore (%) 1.3 Dec 2019 quarterly Dec 2008 - Dec 2019
Slovakia (%) 2.0 Oct 2025 monthly Jan 2009 - Oct 2025
Slovenia (%) 0.8 Sep 2025 monthly Mar 2008 - Sep 2025
South Africa (%) 5.0 Sep 2025 monthly Jan 2008 - Sep 2025
Spain (%) 2.9 Sep 2025 monthly Jan 1962 - Sep 2025
Sri Lanka (%) 4.5 2021 yearly 1998 - 2021
Sudan (%) 3.7 2021 yearly 2000 - 2021
Sweden (%) 0.5 Dec 2024 quarterly Mar 2012 - Dec 2024
Switzerland (%) 0.8 2023 yearly 2005 - 2023
Taiwan (%) 0.1 Sep 2025 monthly Jan 2004 - Sep 2025
Tajikistan (%) 20.6 Apr 2019 monthly Jan 2000 - Apr 2019
Thailand (%) 3.0 Dec 2019 quarterly Mar 1998 - Dec 2019

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Botswana Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -4.4 Jun 2025 quarterly Mar 2004 - Jun 2025
Consolidated Fiscal Balance (USD mn) -48.449 Aug 2025 monthly Apr 2007 - Aug 2025
Tax Revenue (USD mn) 388.590 Aug 2025 monthly Apr 2007 - Aug 2025
Tax Revenue: % of GDP (%) 23.8 Jun 2025 quarterly Jun 2007 - Jun 2025
National Government Debt (USD mn) 4,996.3 2025 yearly 2002 - 2025
Government Debt: % of GDP (%) 27.6 Jun 2025 quarterly Jun 2014 - Jun 2025
Forecast: Government Expenditure (BWP bn) 129.415 2031 yearly 1981 - 2031
Forecast: Government Net Debt (BWP bn) 234.248 2031 yearly 1999 - 2031
Forecast: Government Revenue (BWP bn) 101.797 2031 yearly 2000 - 2031
Government Budget: Expenditure: Net Lending (BWP mn) -8.630 Jun 2023 monthly Apr 2007 - Jun 2023
Government Budget: Expenditure: Recurrent (BWP mn) 5,717.440 Jun 2023 monthly Apr 2007 - Jun 2023
Government Budget: Revenue (BWP mn) 10,566.963 Jul 2023 monthly Apr 2007 - Jul 2023
Government Budget: Revenue: Tax (BWP mn) 10,265.170 Jul 2023 monthly Apr 2007 - Jul 2023
Government Budget: Expenditure (BWP mn) 7,433.300 Jul 2023 monthly Apr 2007 - Jul 2023
Government Budget: Surplus/Deficit (BWP mn) -502.517 Jun 2023 monthly Apr 2007 - Jun 2023
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 4.332 2028 yearly 1980 - 2028
Trade Balance (USD mn) -143.2 Sep 2025 monthly Jan 2001 - Sep 2025
Total Exports (USD mn) 388.0 Sep 2025 monthly Jan 2003 - Sep 2025
Total Exports Growth (%) 26.3 Sep 2025 monthly Jan 2004 - Sep 2025
Aluminum: Exports (USD th) 111.340 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 1,602.753 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 7,208.451 2024 yearly 1995 - 2024
Total Imports (USD mn) 531.2 Sep 2025 monthly Jan 2003 - Sep 2025
Total Imports Growth (%) -13.0 Sep 2025 monthly Jan 2004 - Sep 2025
Imports: Medicament (USD th) 103,410.185 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 19,726.353 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 2.824 Aug 2025 monthly Feb 2019 - Aug 2025
Total Imports from USA (USD mn) 6.473 Sep 2025 monthly Jan 2000 - Sep 2025
Total Exports to China (USD mn) 27.552 Sep 2025 monthly Apr 2006 - Sep 2025
Total Imports from China (USD mn) 43.908 Sep 2025 monthly Jan 2000 - Sep 2025
Foreign Trade: Exports: Re-Exports (BWP mn) 0.000 Dec 2024 monthly Jan 2005 - Dec 2024
Foreign Trade: Exports (BWP mn) 3,117.662 Dec 2024 monthly Jan 2003 - Dec 2024
Foreign Trade: Imports (BWP mn) 7,927.245 Dec 2024 monthly Jan 2003 - Dec 2024
Foreign Trade Balance (BWP mn) -4,809.583 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Diamonds (BWP mn) 1,728.307 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Machinery and Electric Equipment (BWP mn) 139.980 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Copper and Nickel (BWP mn) 769.478 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Meat and Meat Products (BWP mn) 6.977 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Vehicles and Transport Equipment (BWP mn) 41.135 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Iron Steels and Related Products (BWP mn) 45.254 Dec 2024 monthly Jan 2003 - Dec 2024
Exports: Asia: Israel (BWP mn) 57.776 Nov 2024 monthly Apr 2006 - Nov 2024
Exports: Africa: SACU: South Africa (BWP mn) 409.338 Dec 2024 monthly Apr 2006 - Dec 2024
Exports: EU: Belgium (BWP mn) 125.648 Dec 2024 monthly Apr 2006 - Dec 2024
Imports: Food, Beverages and Tobacco (BWP mn) 1,344.988 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Diamonds (BWP mn) 1,849.469 Dec 2024 monthly Jan 2005 - Dec 2024
Imports: Chemicals and Rubber Products (BWP mn) 713.013 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Fuel (BWP mn) 1,231.516 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Machinery and Electric Equipment (BWP mn) 973.495 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Vehicles and Transport Equipment (BWP mn) 572.853 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Metals and Metal Products (BWP mn) 387.818 Dec 2024 monthly Jan 2003 - Dec 2024
Imports: Africa: SADC: SACU: Namibia (BWP mn) 1,747.075 Dec 2024 monthly Apr 2006 - Dec 2024
Imports: Africa: SADC: SACU: South Africa (BWP mn) 4,322.829 Dec 2024 monthly Apr 2006 - Dec 2024
Export Volume Index (2015=100) 117.152 2021 yearly 1980 - 2021
Export Value Index (2015=100) 114.093 2021 yearly 1980 - 2021
Import Value Index (2015=100) 115.483 2021 yearly 1980 - 2021
Import Volume Index (2015=100) 101.817 2021 yearly 1980 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 1.1 Jun 2025 quarterly Mar 2004 - Jun 2025
Current Account Balance (USD mn) 495.2 Jun 2025 quarterly Mar 2004 - Jun 2025
Current Account Balance: % of GDP (%) 9.7 Jun 2025 quarterly Mar 2004 - Jun 2025
Foreign Direct Investment (USD mn) -38.1 Jun 2025 quarterly Mar 2004 - Jun 2025
Foreign Direct Investment: % of GDP (%) -0.7 Jun 2025 quarterly Mar 2004 - Jun 2025
Foreign Portfolio Investment (USD mn) 1.212 Jun 2025 quarterly Mar 2004 - Jun 2025
Foreign Portfolio Investment: % of GDP (%) 0.0 Jun 2025 quarterly Mar 2004 - Jun 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 34.2 2024 yearly 1975 - 2024
Foreign Portfolio Investment: Debt Securities (USD mn) 0.000 2024 yearly 1975 - 2024
External Debt (USD mn) 1,498.8 2025 yearly 1994 - 2025
External Debt: % of GDP (%) 7.8 2025 yearly 1995 - 2025
External Debt: Short Term (USD mn) 290.3 2023 yearly 1973 - 2023
External Debt: Short Term: % of GDP (%) 1.5 2023 yearly 1994 - 2023
Forecast: Current Account Balance (USD bn) 0.194 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 3,862.226 2024 yearly 1996 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 3.2 Sep 2025 quarterly Dec 2002 - Sep 2025
Household Debt: % of GDP (%) 21.7 Jun 2025 quarterly Dec 2002 - Jun 2025
Non-Performing Loans (USD mn) 218.922 Sep 2025 quarterly Mar 2001 - Sep 2025
Money Supply M1 (USD mn) 2,576.441 Sep 2025 monthly Dec 2000 - Sep 2025
Money Supply M2 (USD mn) 8,861.639 Sep 2025 monthly Jan 2001 - Sep 2025
M2 Growth (%) -0.5 Sep 2025 monthly Jan 2002 - Sep 2025
Reserve Requirement Ratio (%) 0.0 Nov 2025 monthly Feb 2006 - Nov 2025
Foreign Exchange Reserves (USD mn) 5,165.9 Apr 2021 monthly Jan 1992 - Apr 2021
Foreign Exchange Reserves: % of GDP (%) 17.335 Jun 2025 quarterly Jun 1994 - Jun 2025
Foreign Exchange Reserves: Months of Import (NA) 7.2 Sep 2025 monthly Jan 2003 - Sep 2025
Total Deposits (USD mn) 8,321.545 Sep 2025 monthly Dec 2002 - Sep 2025
Total Deposits Growth (%) 1.8 Sep 2025 monthly Dec 2003 - Sep 2025
Domestic Credit (USD mn) 8,802.1 Sep 2025 monthly Dec 2004 - Sep 2025
Domestic Credit Growth (%) 9.6 Sep 2025 quarterly Dec 2005 - Sep 2025
Household Debt (USD mn) 4,314.1 Sep 2025 monthly Dec 2002 - Sep 2025
Total Loans (USD mn) 6,828.932 Sep 2025 monthly Dec 2002 - Sep 2025
Total Loans Growth (%) 8.50 Sep 2025 monthly Dec 2003 - Sep 2025
Private Debt: % of Nominal GDP (%) 31.92 Jun 2025 quarterly Dec 2002 - Jun 2025
Monetary Aggregates: M2 (BWP mn) 118,498.633 Nov 2024 monthly Jan 2001 - Nov 2024
Monetary Aggregates: M1 (BWP mn) 32,489.729 Nov 2024 monthly Dec 2004 - Nov 2024
Bank of Botswana: Foreign Exchange Reserves (USD th) 3,941,105.000 Nov 2024 monthly Jan 1992 - Nov 2024
Commercial Banks Deposits (BWP mn) 107,239.032 Dec 2024 monthly Dec 2002 - Dec 2024
Commercial Banks Loans and Advances: Outstanding (BWP mn) 87,127.487 Dec 2024 monthly Dec 2002 - Dec 2024
Commercial Banks Loans and Advances: Outstanding: Households: Property Purchase (BWP mn) 14,877.585 Dec 2024 monthly Dec 2002 - Dec 2024
Commercial Banks Loans and Advances: Outstanding: Resident Business (BWP mn) 30,861.566 Dec 2024 monthly Dec 2002 - Dec 2024
Commercial Banks Loans and Advances: Outstanding: Households (BWP mn) 55,767.832 Dec 2024 monthly Dec 2002 - Dec 2024
Commercial Banks Loans and Advances: Arrears: Over 90 Days (BWP mn) 2,831.533 Dec 2024 quarterly Mar 2001 - Dec 2024

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