Croatia Household Debt

1995 - 2025 | Quarterly | USD mn | CEIC Data

Key information about Croatia Household Debt

  • Croatia Household Debt reached 35.9 USD bn in Sep 2025, compared with the reported number of 34.5 USD bn in the previous quarter
  • Croatia Household Debt: USD mn data is updated quarterly, available from Mar 1995 to Sep 2025
  • The data reached an all-time high of 35.9 USD bn in Sep 2025 and a record low of 716.4 USD mn in Mar 1995

CEIC converts quarterly Household Debt into USD. Croatian National Bank provides Household Debt in EUR. Federal Reserve Board period end market exchange rate is used for currency conversions. Household Debt includes NPISH.


Further information about Croatia Household Debt

  • In the latest reports, Croatia Household Debt accounted for 33.8 % of the country's Nominal GDP in Sep 2025
  • Money Supply M2 in Croatia increased 86.0 USD bn YoY in Nov 2025
  • Croatia Foreign Exchange Reserves was measured at 28.3 USD bn in Dec 2022
  • The Foreign Exchange Reserves equaled 8.0 Months of Import in Dec 2022
  • Croatia Domestic Credit reached 75.0 USD bn in Nov 2025, representing an increased of 5.9 % YoY

View Croatia's Household Debt from Mar 1995 to Sep 2025 in the chart:

Croatia Household Debt

What was Croatia's Household Debt in Sep 2025?

Croatia Household Debt reached 35.9 USD bn in Sep 2025, compared with the reported number of 34.5 USD bn in the previous quarter See the table below for more data.

Last Previous Min Max Unit Frequency Range
35,927.4 Sep 2025 34,512.4 Jun 2025 716.4 Mar 1995 35,927.4 Sep 2025 USD mn quarterly Mar 1995 - Sep 2025

Household Debt by Country Comparison

country/region Last Frequency Range
Albania (USD mn) 4,536.3 Dec 2025 monthly Jul 2007 - Dec 2025
Argentina (USD mn) 39,707.1 Dec 2025 monthly Dec 1999 - Dec 2025
Armenia (USD mn) 9,932.6 Jan 2026 monthly Jan 2000 - Jan 2026
Australia (USD mn) 2,207,212.8 Sep 2025 quarterly Jun 1988 - Sep 2025
Austria (USD mn) 251,207.6 Sep 2025 quarterly Mar 1999 - Sep 2025
Azerbaijan (USD mn) 11,244.1 Jan 2026 monthly Jan 2005 - Jan 2026
Belarus (USD mn) 10,604.7 Jan 2026 monthly Dec 2006 - Jan 2026
Belgium (USD mn) 433,457.3 Jun 2025 quarterly Dec 1992 - Jun 2025
Bolivia (USD mn) 5,436.7 Dec 2025 quarterly Jun 1999 - Dec 2025
Bosnia and Herzegovina (USD mn) 8,841.8 Jan 2026 monthly Aug 1997 - Jan 2026
Botswana (USD mn) 4,375.7 Dec 2025 monthly Dec 2002 - Dec 2025
Brunei (USD mn) 2,333.2 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (USD mn) 32,735.2 2024 yearly 1995 - 2024
Cambodia (USD mn) 13,002.4 Nov 2025 monthly Jul 2008 - Nov 2025
Canada (USD mn) 2,350,511.2 Dec 2025 monthly Jan 1969 - Dec 2025
Chile (USD mn) 147,709.9 Jan 2026 monthly Jan 2009 - Jan 2026
China (USD mn) 12,045,451.3 Jan 2026 monthly Jan 2007 - Jan 2026
Colombia (USD mn) 91,126.6 Dec 2025 monthly Apr 1995 - Dec 2025
Croatia (USD mn) 35,927.4 Sep 2025 quarterly Mar 1995 - Sep 2025
Cyprus (USD mn) 25,487.3 2024 yearly 1995 - 2024
Czech Republic (USD mn) 135,499.8 Sep 2025 quarterly Mar 2004 - Sep 2025
Denmark (USD mn) 364,979.7 2024 yearly 1994 - 2024
Ecuador (USD mn) 23,795.2 Jan 2026 monthly Jan 2003 - Jan 2026
Egypt (USD mn) 30,946.7 Jan 2026 monthly Dec 2002 - Jan 2026
Estonia (USD mn) 19,409.7 Sep 2025 quarterly Dec 2003 - Sep 2025
European Union (USD mn) 8,189,214.5 Jan 2026 monthly Jan 1999 - Jan 2026
Finland (USD mn) 211,788.7 2024 yearly 1995 - 2024
France (USD mn) 2,062,647.0 Sep 2025 quarterly Dec 1977 - Sep 2025
Georgia (USD mn) 13,681.9 Jan 2026 monthly Oct 2003 - Jan 2026
Germany (USD mn) 2,543,326.6 Sep 2025 quarterly Mar 1991 - Sep 2025
Greece (USD mn) 133,470.6 Jun 2025 quarterly Dec 1997 - Jun 2025
Hong Kong SAR, China (USD mn) 374,797.9 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (USD mn) 57,304.2 Dec 2025 quarterly Dec 1989 - Dec 2025
Iceland (USD mn) 28,430.7 Sep 2025 quarterly Dec 1991 - Sep 2025
India (USD mn) 681,520.2 2025 yearly 1998 - 2025
Indonesia (USD mn) 213,325.1 Jan 2026 monthly Jan 2002 - Jan 2026
Ireland (USD mn) 184,374.5 Sep 2025 quarterly Mar 2002 - Sep 2025
Israel (USD mn) 275,325.2 Nov 2025 monthly Sep 1992 - Nov 2025
Italy (USD mn) 1,232,192.6 Sep 2025 quarterly Mar 1995 - Sep 2025
Japan (USD mn) 2,713,425.7 Sep 2025 quarterly Dec 1997 - Sep 2025
Jordan (USD mn) 43,185.5 Jan 2026 monthly Jan 2002 - Jan 2026
Kazakhstan (USD mn) 55,606.7 Jan 2026 monthly Dec 1997 - Jan 2026
South Korea (USD mn) 1,776,837.2 Jun 2025 quarterly Dec 2002 - Jun 2025
Kosovo (USD mn) 3,339.6 Jan 2026 monthly Sep 2002 - Jan 2026
Kuwait (USD mn) 1,669.6 Dec 2025 monthly Jan 2002 - Dec 2025
Kyrgyzstan (USD mn) 2,730.6 Jan 2026 monthly Jan 1996 - Jan 2026
Latvia (USD mn) 11,365.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (USD mn) 29,068.2 Sep 2025 quarterly Mar 1995 - Sep 2025
Luxembourg (USD mn) 64,052.3 Jun 2025 quarterly Mar 1995 - Jun 2025
Macau SAR, China (USD mn) 38,606.0 Sep 2025 quarterly Jun 1984 - Sep 2025
North Macedonia (USD mn) 5,396.7 Jan 2026 monthly Jan 2003 - Jan 2026
Malawi (USD mn) 17.7 Dec 2011 monthly Jan 2006 - Dec 2011
Malaysia (USD mn) 363,620.1 2024 yearly 2002 - 2024
Malta (USD mn) 11,982.3 Jan 2026 monthly Oct 2003 - Jan 2026
Mexico (USD mn) 327,343.4 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (USD mn) 7,371.0 Jan 2026 monthly Jan 2004 - Jan 2026
Montenegro (USD mn) 2,864.4 Jan 2026 monthly Dec 2004 - Jan 2026
Morocco (USD mn) 40,199.0 Jan 2026 monthly Dec 2001 - Jan 2026
Netherlands (USD mn) 1,329,250.4 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (USD mn) 246,122.8 Jan 2026 monthly Dec 1990 - Jan 2026
Norway (USD mn) 493,845.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (USD mn) 34,175.2 Dec 2025 monthly Oct 2005 - Dec 2025
Peru (USD mn) 54,649.5 Jan 2026 monthly Jan 2001 - Jan 2026
Philippines (USD mn) 60,938.4 Sep 2025 quarterly Mar 2009 - Sep 2025
Poland (USD mn) 237,346.8 Sep 2025 quarterly Dec 2003 - Sep 2025
Portugal (USD mn) 198,211.4 Sep 2025 quarterly Dec 2007 - Sep 2025
Romania (USD mn) 66,444.7 Jun 2025 quarterly Mar 1995 - Jun 2025
Russia (USD mn) 532,434.7 Jan 2026 monthly Dec 2000 - Jan 2026
Saudi Arabia (USD mn) 136,325.9 Dec 2025 quarterly Mar 1998 - Dec 2025
Serbia (USD mn) 19,435.8 Dec 2025 monthly Dec 2003 - Dec 2025
Singapore (USD mn) 322,366.8 Jan 2026 monthly Mar 2004 - Jan 2026
Slovakia (USD mn) 73,250.1 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (USD mn) 22,421.9 Jun 2025 quarterly Mar 2004 - Jun 2025
South Africa (USD mn) 178,873.5 Sep 2025 quarterly Mar 1969 - Sep 2025
Spain (USD mn) 907,978.6 Sep 2025 quarterly Dec 1989 - Sep 2025
Sri Lanka (USD mn) 6,750.1 Dec 2024 quarterly Jun 2010 - Dec 2024
Sweden (USD mn) 596,656.3 Sep 2025 quarterly Mar 1996 - Sep 2025
Switzerland (USD mn) 1,159,621.7 2024 yearly 1999 - 2024
Syria (USD mn) 8,543.6 Dec 2011 monthly Dec 2006 - Dec 2011
Taiwan, China (USD mn) 723,609.9 2023 yearly 2000 - 2023
Thailand (USD mn) 502,273.1 Jun 2025 quarterly Mar 2003 - Jun 2025
Tunisia (USD mn) 14.4 Mar 2021 monthly Jan 2007 - Mar 2021
Turkey (USD mn) 131,353.8 Jan 2026 monthly Jan 1986 - Jan 2026
Ukraine (USD mn) 8,742.3 Jan 2026 monthly Dec 2002 - Jan 2026
United Arab Emirates (USD mn) 149,138.4 Sep 2025 monthly Dec 2013 - Sep 2025
United Kingdom (USD mn) 3,161,436.0 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (USD mn) 18,775,700.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Uruguay (USD mn) 6,856.5 May 2022 monthly Jun 2005 - May 2022
Venezuela (USD mn) 27.5 Mar 2023 monthly Jan 2004 - Mar 2023

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Croatia Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.4 2024 yearly 2002 - 2024
Consolidated Fiscal Balance (USD mn) -963.223 Dec 2019 quarterly Mar 2015 - Dec 2019
Tax Revenue (USD mn) 8,004.448 Sep 2025 quarterly Mar 1999 - Sep 2025
Tax Revenue: % of GDP (%) 25.7 Jun 2025 quarterly Mar 1999 - Jun 2025
National Government Debt (USD mn) 59,850.6 Oct 2025 monthly Dec 1995 - Oct 2025
Government Debt: % of GDP (%) 57.2 Sep 2025 quarterly Dec 1995 - Sep 2025
Forecast: Government Expenditure (EUR bn) 55.564 2030 yearly 1992 - 2030
Forecast: Government Net Debt (EUR bn) 69.452 2030 yearly 1998 - 2030
Forecast: Government Revenue (EUR bn) 52.662 2030 yearly 1992 - 2030
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.000 2028 yearly 1993 - 2028
Trade Balance (USD mn) -1,660.7 Nov 2025 monthly Jan 1993 - Nov 2025
Total Exports (USD mn) 2,439.2 Nov 2025 monthly Jan 1999 - Nov 2025
Total Exports Growth (%) 1,103.1 Dec 2025 monthly Jan 1998 - Dec 2025
Aluminum: Exports (USD th) 516,339.714 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 967,877.141 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 410,337.582 2024 yearly 1995 - 2024
Total Imports (USD mn) 4,099.9 Nov 2025 monthly Jan 1999 - Nov 2025
Total Imports Growth (%) 1,211.3 Dec 2025 monthly Jan 1998 - Dec 2025
Imports: Medicament (USD th) 1,373,118.798 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 747,574.721 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 57.350 Nov 2025 monthly Jan 1993 - Nov 2025
Total Imports from USA (USD mn) 122.996 Nov 2025 monthly Aug 2012 - Nov 2025
Total Exports to China (USD mn) 14.532 Nov 2025 monthly Sep 1997 - Nov 2025
Total Imports from China (USD mn) 138.562 Nov 2025 monthly Jun 1994 - Nov 2025
Exports: ytd: SITC: EUR: Mineral Fuels and Lubricants (MF) (EUR th) 2,808,646.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: ytd: SITC: EUR: Manufactured Goods (MG) (EUR th) 3,558,529.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: ytd: SITC: EUR: Chemical Products (CP) (EUR th) 2,941,823.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: ytd: SITC: EUR: Food and Live Animals (FL) (EUR th) 2,798,355.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: ytd: SITC: EUR: Miscellaneous Manufactured Articles (MA) (EUR th) 2,975,863.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: ytd: SITC: EUR: Manufactured Goods (MG) (EUR th) 6,182,466.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: ytd: SITC: EUR: Mineral Fuels and Lubricants (MF) (EUR th) 5,774,023.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: ytd: SITC: EUR: Chemical Products (CP) (EUR th) 5,374,468.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: ytd: SITC: EUR: Machinery and Transport Equipment (MT) (EUR th) 11,016,187.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: ytd: SITC: EUR: Food and Live Animals (FL) (EUR th) 5,147,366.000 Nov 2025 monthly Jan 2008 - Nov 2025
Export Value Index (2015=100) 176.496 2021 yearly 1995 - 2021
Import Value Index (2015=100) 168.142 2021 yearly 1995 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) -498.9 Dec 2022 quarterly Mar 1993 - Dec 2022
Current Account Balance (USD mn) -1,465.3 Dec 2022 quarterly Mar 1993 - Dec 2022
Current Account Balance: % of GDP (%) 14.7 Sep 2025 quarterly Mar 1995 - Sep 2025
Foreign Direct Investment (USD mn) 673.7 Dec 2022 quarterly Mar 1993 - Dec 2022
Foreign Direct Investment: % of GDP (%) 7.5 Sep 2025 quarterly Mar 1995 - Sep 2025
Foreign Portfolio Investment (USD mn) -269.030 Dec 2022 quarterly Mar 1993 - Dec 2022
Foreign Portfolio Investment: % of GDP (%) -1.5 Dec 2022 quarterly Mar 1995 - Dec 2022
Foreign Portfolio Investment: Equity Securities (USD mn) -10.4 Dec 2022 quarterly Mar 1993 - Dec 2022
Foreign Portfolio Investment: Debt Securities (USD mn) -258.645 Dec 2022 quarterly Mar 1993 - Dec 2022
External Debt (USD mn) 52,854.6 Dec 2022 monthly Dec 1998 - Dec 2022
External Debt: % of GDP (%) 74.3 2022 yearly 1998 - 2022
External Debt: Short Term (USD mn) 14,714.0 Dec 2022 monthly Dec 1999 - Dec 2022
External Debt: Short Term: % of GDP (%) 20.7 2022 yearly 1999 - 2022
Total Debt: % of GDP (%) 415.6 Sep 2025 quarterly Dec 1995 - Sep 2025
Forecast: Current Account Balance (USD bn) -0.891 2030 yearly 1992 - 2030
Net International Investment Position (USD mn) -18,647.917 Dec 2022 quarterly Mar 2001 - Dec 2022
DI: Mfg: Basic Pharmaceutical Products and pharmaceutical preparations (EUR mn) 949.999 2024 yearly 1993 - 2024
DI: Manufacture (Mfg): Food Products (EUR mn) 14.564 2024 yearly 1993 - 2024
DI: Wholesale Trade excl Motor Vehicles and Motorcycles (EUR mn) 93.749 2024 yearly 1993 - 2024
DI: Financial Service Activities excl Insurance and Pension Funding (EUR mn) 740.077 2024 yearly 1993 - 2024
DI: Mfg: Coke and Refined Petroleum Products (EUR mn) -13.980 2024 yearly 1993 - 2024
Direct Investment Abroad (DI) (EUR mn) 2,582.925 2024 yearly 1993 - 2024
Direct Investment Abroad: ow Poland (EUR mn) 801.156 2024 yearly 1993 - 2024
Direct Investment Abroad: ow Liberia (EUR mn) 7.797 2024 yearly 1993 - 2024
Direct Investment Abroad: ow Slovenia (EUR mn) 121.422 2024 yearly 1993 - 2024
Direct Investment Abroad: ow Netherlands (EUR mn) 342.702 2024 yearly 1993 - 2024
Direct Investment Abroad: ow Switzerland (EUR mn) 1,016.317 2024 yearly 1993 - 2024
FDI: Wholesale Trade excl Motor Vehicles and Motorcycles (EUR mn) 70.537 2024 yearly 1993 - 2024
FDI: Manufacture (Mfg): Food Products (EUR mn) 129.034 2024 yearly 1993 - 2024
FDI: Financial Service Activities excl Insurance and Pension Funding (EUR mn) 722.837 2024 yearly 1993 - 2024
FDI: Real Estate Activities (EUR mn) 505.747 2024 yearly 1993 - 2024
FDI: Construction (EUR mn) 5.756 2024 yearly 1993 - 2024
Foreign Direct Investment (FDI) (EUR mn) 4,182.263 2024 yearly 1993 - 2024
Foreign Direct Investment: ow Turkey (EUR mn) 41.412 2024 yearly 1992 - 2024
Foreign Direct Investment: ow Hungary (EUR mn) 87.709 2024 yearly 1993 - 2024
Foreign Direct Investment: ow Italy (EUR mn) -6.813 2024 yearly 1993 - 2024
Foreign Direct Investment: ow Netherlands (EUR mn) 1,364.728 2024 yearly 1993 - 2024
Foreign Direct Investment: ow Austria (EUR mn) 25.770 2024 yearly 1993 - 2024
No of Enterprises: Legal Entities: Registered (Unit) 257,183.000 Dec 2025 quarterly Sep 2001 - Dec 2025
HR: BOP: Financial Account: Portfolio Investment: Net (USD mn) 2,486.822 2024 yearly 1993 - 2024
HR: BOP: Net Errors and Omissions (USD mn) 758.460 2024 yearly 1993 - 2024
HR: BOP: Current Account: Personal Remittances: Received (USD mn) 6,704.606 2024 yearly 1993 - 2024
HR: BOP: Current Account: Personal Remittances: Paid (USD mn) 1,966.101 2024 yearly 1996 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 2.3 Dec 2025 quarterly Dec 2001 - Dec 2025
Household Debt: % of GDP (%) 33.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Non-Performing Loans (USD mn) 1,859.584 Dec 2025 quarterly Dec 2001 - Dec 2025
Money Supply M1 (USD mn) 68,643.642 Jan 2026 monthly Jun 1994 - Jan 2026
Money Supply M2 (USD mn) 87,035.635 Jan 2026 monthly Jun 1994 - Jan 2026
M2 Growth (%) 6.6 Dec 2025 monthly Jun 1995 - Dec 2025
Reserve Requirement Ratio (%) 2.7 Dec 2022 monthly Jan 1993 - Dec 2022
Foreign Exchange Reserves (USD mn) 28,293.0 Dec 2022 monthly Dec 1992 - Dec 2022
Foreign Exchange Reserves: % of GDP (%) 39.884 Dec 2022 quarterly Dec 1995 - Dec 2022
Foreign Exchange Reserves: Months of Import (NA) 8.0 Dec 2022 monthly Jan 1999 - Dec 2022
Gold Reserves (USD mn) 0.000 Jan 2026 monthly Jan 1992 - Jan 2026
Total Deposits (USD mn) 76,152.252 Jan 2026 monthly Dec 1993 - Jan 2026
Total Deposits Growth (%) 6.4 Dec 2025 monthly Dec 1994 - Dec 2025
Domestic Credit (USD mn) 75,910.5 Dec 2025 monthly Jun 1994 - Dec 2025
Domestic Credit Growth (%) 5.9 Dec 2022 monthly Jun 1995 - Dec 2022
Household Debt (USD mn) 35,927.4 Sep 2025 quarterly Mar 1995 - Sep 2025
Total Loans (USD mn) 81,714.351 Dec 2025 quarterly Dec 2001 - Dec 2025
Total Loans Growth (%) 1.06 Dec 2025 quarterly Dec 2002 - Dec 2025
Private Debt: % of Nominal GDP (%) 49.20 Dec 2025 quarterly Dec 2008 - Dec 2025
Base Money and CNB Bills: Currency Outside Credit Institutions (HRK bn) 30.331 Sep 2022 monthly Jun 1994 - Sep 2022
HNB Forecast: Monetary Aggregates: YoY: Broadest Money M4 (%) 9.900 2022 yearly 2017 - 2022
Official Reserves: Foreign Currency Reserves in Convertible Foreign Currencies (... (USD mn) 22,183.400 Dec 2022 monthly Dec 1999 - Dec 2022
Official Reserves (USD mn) 29,620.371 Dec 2022 monthly Dec 1999 - Dec 2022
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) -2.6 Jan 2026 monthly May 2009 - Jan 2026

More Indicators for Croatia

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